{"id":6487,"date":"2016-12-10T09:14:29","date_gmt":"2016-12-10T09:14:29","guid":{"rendered":"https:\/\/keblog.demoapp.xyz\/?p=6487"},"modified":"2022-11-15T12:01:33","modified_gmt":"2022-11-15T05:01:33","slug":"the-best-financial-advice-on-how-to-use-your-13th-month-pay","status":"publish","type":"post","link":"https:\/\/neo-blog.kalibrr.com\/blog\/the-best-financial-advice-on-how-to-use-your-13th-month-pay","title":{"rendered":"The Best Financial Advice on How to Use Your 13th Month Pay"},"content":{"rendered":"<p>I bet you&#8217;re excited to receive your\u00a0<strong><a href=\"https:\/\/www.kalibrr.com\/advice\/2015\/12\/all-you-need-to-know-about-holiday-pay-13th-month-and-christmas-bonuses\/?utm_source=b2c-blog&amp;utm_medium=in-text&amp;utm_campaign=social-content&amp;utm_content=christmas-bonus-120916&amp;ref=b2c-blog_free_social-content_christmas-bonus-120916\" target=\"_blank\" rel=\"noopener\">13th month pay or Christmas bonus<\/a><\/strong>. You&#8217;re probably thinking of budgeting it to buy Christmas gifts, eat at the newest restaurants you&#8217;ve been dying to try since October, or watch all those Christmas movies with your family.<\/p>\n<p>Right? And then the inevitable happens. Before New Year, you&#8217;re good as broke again. Yes, you might feel a certain fulfillment when you&#8217;ve got all that extra cash on hand, but think about the feelings and consequences you&#8217;ll have come January.<\/p>\n<p>Not saying that you shouldn&#8217;t spend it, because of course, you deserve it after the hard work you&#8217;ve done the past year. I&#8217;m saying, it&#8217;s best to know how to spend it the smart way. We got a chance to speak with financial advisor\u00a0<strong><a href=\"http:\/\/www.argeltiburcio.com\/\" target=\"_blank\" rel=\"noopener\">Argel Tiburcio<\/a><\/strong>, and here&#8217;s his advice on how to spend your 13th month pay the smart way.<\/p>\n<p><iframe loading=\"lazy\" title=\"#ArgelAnswers What&#039;s the SMARTEST WAY to spend my BONUS?\" width=\"1380\" height=\"776\" src=\"https:\/\/www.youtube.com\/embed\/UJqQJxMvgkY?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" allowfullscreen><\/iframe><\/p>\n<p><em>When he is not busy watching cooking shows or playing 1st person shooting games, Argel consistently invests in the stock market, tinkers with his websites and reads a lot of books. <\/em><\/p>\n<p><em>He also helps Pinoys create, manage, grow and protect their wealth as a licensed financial advisor. Get in touch with him by sending an email to\u00a0<strong>contact@argeltiburcio.com\u00a0<\/strong>or follow him on<strong>\u00a0<a href=\"https:\/\/www.facebook.com\/personalfinanceph\" rel=\"nofollow noopener\" target=\"_blank\">Facebook<\/a>.<\/strong><\/em><\/p>\n<h5><strong><em><a href=\"https:\/\/www.kalibrr.com\/\" target=\"_blank\" rel=\"noopener\">Sign up on Kalibrr<\/a>\u00a0<\/em><\/strong><strong><em>today and find the right job for you. You can also\u00a0<\/em><\/strong><a href=\"https:\/\/confirmsubscription.com\/h\/i\/77238488FF110D6D\" rel=\"nofollow noopener\" target=\"_blank\"><strong><em>subscribe<\/em><\/strong><\/a><strong><em>\u00a0to our weekly newsletter and get Kalibrr Career Advice straight from your inbox.<\/em><\/strong><\/h5>\n","protected":false},"excerpt":{"rendered":"<p>I bet you&#8217;re excited to receive your\u00a013th month pay or Christmas bonus. You&#8217;re probably thinking of budgeting it to buy Christmas gifts, eat at the newest restaurants you&#8217;ve been dying to try since October, or watch all those Christmas movies with your family. Right? And then the inevitable happens. Before New Year, you&#8217;re good as [&hellip;]<\/p>\n","protected":false},"author":16,"featured_media":6488,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[18],"tags":[126],"_links":{"self":[{"href":"https:\/\/neo-blog.kalibrr.com\/blog\/wp-json\/wp\/v2\/posts\/6487"}],"collection":[{"href":"https:\/\/neo-blog.kalibrr.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/neo-blog.kalibrr.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/neo-blog.kalibrr.com\/blog\/wp-json\/wp\/v2\/users\/16"}],"replies":[{"embeddable":true,"href":"https:\/\/neo-blog.kalibrr.com\/blog\/wp-json\/wp\/v2\/comments?post=6487"}],"version-history":[{"count":0,"href":"https:\/\/neo-blog.kalibrr.com\/blog\/wp-json\/wp\/v2\/posts\/6487\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/neo-blog.kalibrr.com\/blog\/wp-json\/wp\/v2\/media\/6488"}],"wp:attachment":[{"href":"https:\/\/neo-blog.kalibrr.com\/blog\/wp-json\/wp\/v2\/media?parent=6487"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/neo-blog.kalibrr.com\/blog\/wp-json\/wp\/v2\/categories?post=6487"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/neo-blog.kalibrr.com\/blog\/wp-json\/wp\/v2\/tags?post=6487"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}